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ABC Tech Core Banking

The core the entire bank runs on

One modular core under every product, channel and process. Only the master records are mandatory: the bank starts with the modules it needs and adds the rest as it grows.
AccountsPaymentsCardsDepositsLendingTreasuryGeneral ledger

The complete infrastructure of a bank, in one core

Payments
Domestic and clearing, SEPA, SWIFT and cross-border, plus SEPA instant and national instant schemes, available as a module on its own.

The entire bank, on one platform

Every product runs on one core, so the balance, the customer, the limit and the audit trail live in one place, in real time. No nightly reconciliation between systems.
One balance across the bank
Channels, cards, loans and reports read the same record at the same moment.
Controls before the money moves
AML screening runs in every module before a transaction executes.
Configured, not customised
A new deposit product goes live on parameters the bank sets, with no development project behind it.
Every action explainable
A verification diary on every payment, correction and override records who acted, when and on whose authority.
End of day runs itself
A scheduler runs end of day and notifies the team when it completes or if anything stops.
One module or the whole bank
A bank can take instant payments on its own and keep everything else on the systems it already runs.
Digital bankingInternet bankingBranchAI agentsSEPA and instantCard schemesRegulatorFintech partnersABC Tech CoreAccountsPaymentsLendingDepositsCardsGeneral ledger
DigitalbankingInternetbankingBranchAI agentsSEPA andinstantCardschemesRegulatorFintechpartnersABC Tech CoreAccountsPaymentsLendingDepositsCardsGeneral ledger

One core, every connection

Channels, agents and partners reach the core through one documented API layer. Payments, cards and returns leave it the same way, so nothing in the bank works around the core.

Built for regulated banking

From where it runs to who can touch a record, every layer is built to the bar a supervised bank is held to.
Flexible deployment
On the bank's own infrastructure, in its own cloud, or in a dedicated environment per bank.
Three environments
Production, test and analysis on standard infrastructure. Every change is proven before it goes live.
Built-in control
Role-based access down to the record, four-eyes verification wherever the bank requires it, and a diary entry on every action.
Continuous delivery
Releases reach production in small, tested steps, so the platform keeps moving while the bank keeps running.
Compliance & standards
AML screening in every module, PSD2 interfaces to the Berlin Group standard, SEPA instant and national instant schemes, and reporting traceable to the source record.
Operational resilience
Deployment, environments and change control designed for the continuity requirements of a supervised bank, including DORA.

Questions banks ask

Can we buy a single module?
Yes. Only the master records are mandatory, and instant payments is the module banks most often take on its own.

One platform, every product

Reporting PlatformRegulator-ready reporting, end to end.ExploreDigital bankingEvery channel, one experience, in the bank's own brand.ExploreAgentic bankingAI agents that work across the entire bank.Explore

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