The whole relationship, in real time
Accounts, cards, savings and standing orders, read live from the core.
ABC Tech Digital Banking
One digital platform for every customer the bank serves
Mobile and web banking for retail and business on one platform and any core, secured with strong customer authentication and composed from modules the bank switches on as it grows.
The channel that owns the relationship
Payments secured at the source
Domestic, SEPA and instant, confirmed with biometrics under strong customer authentication.
Service that scales with the customer base
Card controls and limits move from the contact centre to self-service, executed in the core.
Retail and business, on one platform
Private clients and company directors share one app, each with the products, mandates and limits their role allows. Mobile and web run on the same records and the same security, so every channel moves together.
Every transaction, executed in the core
Accounts
Multi-currency balances and history, live from the core.
Payments
Templates, standing orders and instant payments, with the core's own checks on every order.
Cards
Blocks and channel limits, enforced in the core the moment they are set.
Exchange
Foreign exchange at live rates, booked within the same session.
Enterprise-grade from the first login
Mandates and multi-signature
Every corporate approval rule enforced as the company defines it, with batch signing built in.
Strong customer authentication
Biometrics, PIN and the ABC Tech Security Token, built to PSD2.
Migration on the bank's schedule
New apps run alongside the current ones while customers move across on the bank's timeline.
Composable by design
Onboarding, Marketplace and AI agents plug in as native modules, switched on when the bank decides.
Any core
One documented integration layer between every channel and whichever core the bank runs.
The outcomes that move the bank
The app customers open first
Everyday banking moves to the bank's own channel, and the relationship moves with it.
A lower cost to serve
Routine requests leave the branch and the contact centre for self-service.
A platform that compounds
Every new product arrives as a module, not as a new app every few years.
Regulator-ready
Authentication, consent and audit trails built to the standard a supervised bank is held to.
Questions banks ask
Does it work with our core?
How are existing customers migrated?
Is web banking part of the same platform?
Can retail and business customers share one app?
How are onboarding, Marketplace and AI agents added?
How is strong customer authentication handled?